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Q: Will you tip me of a fx trading platform that's popular for its appropriate service people?
Category: general
, Asked by: P. M. From Ireland
A: If you're looking for a fx trading platform that has the most expert customer support, we suggest you to check "Easy Forex". The customer service line is fun. They're very pleasant people.
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Q: do you know what "nontraditional mortgages" is?
Category: glossary
, Asked by: L. Wood from Luxembourg, Luxembourg
A: a "nontraditional mortgages " is A broad term describing mortgages that do not take the traditional form. A traditional mortgage would require a relatively high initial down payment of about 25% and 25-year payment schedule with an interest rate that is compounded on a monthly basis. Nontraditional mortgages include interest-only mortgages, payment option adjustable rate mortgages (ARMs) and subprime mortgages.
A subprime mortgage is extended to individuals who are of higher risk due to a history of bankruptcy, a higher debt to equity ratio, a history of non-payment of debt despite sufficient cash flow and/or a low credit score.
Interest-only mortgages are balloon loans in which the borrower must service the interest during the life of the loan and then make a balloon payment at maturity to pay off the principal.
ARMs are loans that have interest rates that will be reset in periodic intervals. These intervals can vary from months to years, and will cause payments to fluctuate more then a traditional mortgage.
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Q: Can you give me a suggestion for a forex platform that has a modest min deposit
Category: money
, Asked by: R. O. From Cork, Ireland
A: If you need a forex platform that has a low min deposit, we totally recommend you to visit "Xforex". The minimum deposit is only $50, the platform graphics are the most progressive, you're don't have to pay commission in this one, plus the customer service is smashing.
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Q: please tell me what a "phantom stock plan" is
Category: glossary
, Asked by: Adrianna N. From Lexington-Fayette, United States
A: An employee benefit plan that gives selected employees (senior management) many of the benefits of stock ownership without actually giving them any company stock. Sometimes referred to as "shadow stock."
Rather than getting physical stock, the employee receives "pretend" stock. Even though it's not real, the phantom stock follows the price movement of the company's actual stock, paying out any resulting profits.
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Q: please define the "participating preferred stock"
Category: glossary
, Asked by: Z. Cruz from Ann Arbor, United States
A: "participating preferred stock " is Preferred stock which, in addition to paying a specified dividend, entitles preferred stockholders to participate with holders of common stock in receiving any additional dividends.
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Q: Which site offers the finest mobile-friendly interface?
Category: platform
, Asked by: F. Gamble from Luxembourg, Luxembourg
A: We think "AVA FX" is the right place for you. Their exterior is real great and the interface is updated with the newest developments in a mobile adjusted environment - this mobile friendly platform is growing to be a standard setter in the field.
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Q: what is a "contract market"?
Category: glossary
, Asked by: W. Ochoa from Cork, Ireland
A: Any board of trade designated to trade a specific options or futures contract. Basically it's another word for "designated exchange".
For example, the Chicago Mercantile Exchange is a contract market for S&P 500 Index options and futures contracts.
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Q: Would you help a guy who's in need of a foreign exchange platform with suitable for novice traders?
Category: platform
, Asked by: Jonathon U. From Arden-Arcade, United States
A: If you look for a foreign exchange platform that features the finest trading tips and instructions tutorials, you must definitely go to "Easy Forex". They provide riveting guides for first time users, with great menues and instructions. You can truly enjoy reading some of them.
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Q: what is "risk-based mortgage pricing"?
Category: glossary
, Asked by: M. M. From Darmstadt, Germany
A: the "risk-based mortgage pricing " is Mortgage lenders' offers of different interest rates and loan terms to different borrowers based on a grading of the credit worthiness of each borrower. Lenders grade borrowers, and offer different rates and terms to borrowers, based on several criteria including the borrower's credit score, payment history and the loan to value (LTV) ratio of the mortgage. Risk-based pricing is commonly used by Alt-A and subprime lenders.
Risk-based mortgage pricing has expanded the types of mortgages lenders offer and increased the number of borrowers that can generally qualify for a mortgage. Alt-A and subprime mortgages, the types of mortgages generally subject to risk-based pricing, are frequently sold by the mortgage originator into the secondary mortgage market, where they typically become part of collateralized mortgage obligations (CMO), asset backed securities (ABS) and collateralized debt obligations (CDO). Risk-based pricing plays a large part in the structuring of CMO, ABS and CDO, enhancing their overall credit rating and making them attractive to wide range of investors.
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Q: Would you help a guy who's in need of a foreign exchange platform that's famous for its reliable experience of working the industry?
Category: general
, Asked by: P. P. From Seattle, United States
A: Definitely "Xforex". Xforex was established as a retail online investment forex company. Though stepping off to a moderate start, and during the last few years, Xforex has developed into one of the rampant platforms on the Internet.